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What types of accounts does Current offer?

You can choose between a Basic and Premium Account when signing up for a personal Current Account, or open an account for your teen if you’re a parent.

The features for each account can be found below: 

Premium Account ($4.99/Mo)  

  • Exclusive Premium Card 
  • Early access to direct deposit (up to 2 days, depending on your employer or provider) *
  • Budgets for each category of spending 
  • Spending Insights 
  • 3 Savings Pods
  • Gas station authorization holds immediately released 
  • Overdrive overdraft protection and no hidden fees 
  • Instant notifications for purchases**

Basic Account (No Monthly Fee)

  • No monthly fee 
  • Basic White Card 
  • A budget for a single category of spending 
  • Standard direct deposits 
  • Spending Insights 
  • 1 Savings Pod 
  • Instant notifications for purchases**
  • No access to Overdrive overdraft protection 
  • No hidden fees 

Teen Account ($36/year)

  • White or Black Card 
  • A budget for a single category of spending 
  • Standard direct deposits 
  • 1 Giving Pod for donations 
  • Instant notifications for purchases**
  • No access to Overdrive overdraft protection 
  • No hidden fees 

*Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus adding funds electronically using Direct Deposit

**Standard text messaging and/or data rates from your wireless service provider may apply.

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