You can sign up for a personal Current Account, or open an account for your teen if you’re a parent.
The features for each account can be found below:
Current Account
For individuals looking for a personal checking account
- Debit Card for everyday spending or Build Card to build credit
- Early access to direct deposit (up to 2 days, depending on your employer or provider)*
- Paycheck Advance up to $500**
- Fee-Free Overdraft protection on eligible transactions***
- 3 Savings Pods that can earn a bonus rate of 4% each with Current Boost****
Teen Account
With Teen Banking, give your kids the financial freedom they want, with the visibility and security you need
- Debit Card for everyday spending
- Transfer money instantly
- Withdraw Cash at ATMs
- Block merchants
- Standard direct deposits
- Instant notifications for purchases*****
Some fees may apply, including out of network ATM fees, late payment fees, and other fees. For more information please see Current Build Card Rates & Fees and the Current Deposit Account Agreement .
*Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus adding funds electronically using Direct DepositFees
**Paycheck Advance is an optional feature offered by Finco Advance LLC to eligible customers. Terms and conditions apply.
****Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a bonus amount of at least $0.01. The bonus rate is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have at least $0.01 in Savings Pods to earn a rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. A qualifying payroll direct deposit of $500 or more is required to earn a boosted rate of 4.00%. No minimum balance required. Please refer to Current Boost Terms and Conditions for more details.
*****Standard text messaging and/or data rates from your wireless service provider may apply.