If you recently deposited a check or initiated a deposit from a funding source, it can take 3-5 business days for the funds to be reflected in your account. Deposits initiated after 4 PM EST will not be processed until the following business day.
In some cases, it can take a few days longer than expected, depending on your bank and the Automated Clearing House (ACH) Network.
*The example above assumes a payment is initiated on a Monday. Payments can be initiated any day of the week.
If your funds have been debited from the sending account but have not appeared in the receiving account yet, the funds are likely in the processing state. Not to worry, the funds will show in the receiving account after they have been processed by the ACH.
As you continue to use Current, your deposits may be eligible to settle instantly. Whenever you initiate a deposit, our system checks your deposit history and overall account health to determine if it’s eligible to settle right away. If not, your deposit will be available in your Current account within the standard timeframe of 3-5 business days.