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How long does it take for a deposit to appear in my Current Account?

If you recently deposited a check or initiated a deposit from a funding source, it can take 3-5 business days for the funds to be reflected in your account. Deposits initiated after 4 PM EST will not be processed until the following business day.

In some cases, it can take a few days longer than expected, depending on your bank and the Automated Clearing House (ACH) Network


As you continue to use Current, your deposits may be eligible to settle instantly. Whenever you initiate a deposit, our system checks your deposit history and overall account health to determine if it’s eligible to settle right away. If not, your deposit will be available in your Current account within the standard timeframe of 3-5 business days.

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