Members with Basic or Premium Current Accounts can fund their accounts by connecting a direct deposit from their employer or provider, adding cash at one of our participating retailers, or transferring funds to their account from any funding sources they’ve linked. Below, you’ll find more information about each process.
Adding your direct deposit to Current
Your employer or provider can send your paycheck directly to your Current Account whenever you normally get paid. If you’re switching your direct deposit to Current, it may take up to two pay cycles for your deposit to be reflected in your account.
If you have a Premium account, you'll also receive the funds when we get them, instead of the scheduled payment date, up to 2 days faster than normal.* You can learn how to set this up in-app by clicking here.
Linking an external bank account
You can add your other bank accounts to Current if they are supported by Plaid. This will allow you to fund your account by initiating ACH transfers from that bank to Current. You can find step-by-step instructions for this here.
Depositing a check
You can deposit checks into your Current Account after receiving your first successful deposit. Checks can take 3-5 business days to clear. For more information about how to deposit a check, click here.
Adding cash at a participating retailer
We work with stores like Walgreens, CVS, and 7-Eleven to add cash to your account, and you can find their locations in the Current app! Click here for more information about adding cash to your account.
Instant Transfers from 3rd Party Services
Some apps like Venmo, Cash App, and DoorDash let you instantly "cash out" your balance to your debit card.
You can add your physical Current debit card to any service that accepts it, and instant transfers of your balance to the debit card should arrive almost instantly. Your virtual debit card cannot be added to third-party services. Please check with the sender of the funds for more specific timing.
Note: Teens cannot add cash in-store or link funding sources to their account.
*Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.