Pay Anyone lets you send money from your Current account to anyone — whether they're a Current member or not. Just search for someone by name, phone number, or contact, pick an amount, and send.
Sending to a Current Member
How do I know if someone has a Current account?
When you search for a recipient, look for the purple Verified badge next to their name. That means they're a verified Current member — money sent to them arrives instantly.
How do I send money to a Current member?
- Open the Current app and tap Pay Anyone from the Transfer tab
- Select Pay
- Search for your recipient by name, phone number, or Current Tag — or tap the QR icon to scan their QR code
- Enter the amount and confirm
Make sure you have enough in your Current balance before sending — the full amount needs to be available to go through.
How do I request money from a Current member?
- Open the Current app and tap Pay Anyone from the Transfer tab
- Select Request
- Search for your recipient and tap their name
- Enter the amount and send the request
Your recipient will get a notification and can approve or decline from their app.
Can I block someone on Pay Anyone?
You can't block someone directly, but you can decline any payment requests you receive from them.
What is a Current Tag?
Every Current account comes with a unique tag and QR code you can use to share your profile and help friends find you. Your tag is set to your full name by default, but you can customize it:
- Go to your Account in the app
- Tap Edit and then Edit Profile
- Update your Current Tag, profile photo, or bio
Sending to Someone Without Current
How does it work?
When you send money to someone who doesn't have a Current account, we generate a secure payment link that you share with your recipient. They use it to claim the funds directly to their debit card — no app download or account needed.
If you can't find the link after sending, you can always pull it up from the transaction in your Activity list, as long as the payment is still pending.
How do I send money to someone without Current?
- Open the Current app and tap Pay Anyone from the Transfer tab
- Select Pay
- Search for your recipient by name, phone number, or contact
- Enter the amount and confirm — you'll see any applicable fee and the total before you confirm
After confirming, share the payment link with your recipient by text or any messaging app. They'll have 7 days to claim it.
Make sure you have enough in your Current balance before sending — the full amount needs to be available to go through.
Is there a fee?
A percentage-based fee applies when sending to someone without a Current account. You'll always see the exact fee before you confirm.
How much can I send?
Pay Anyone has sending and receiving limits that may vary by account. You can check what's available to you in the app before sending.
What if my recipient doesn't claim the payment?
If they don't claim it within 7 days, the payment expires and the full amount — including any fees — is automatically returned to your Current account. No action needed on your end.
You can also cancel a pending payment manually before your recipient claims it. Head to the Activity section in Pay Anyone, tap the pending payment you want to cancel, and then tap Cancel Payment.
What debit cards can my recipient use?
Your recipient can use any active U.S. debit card. Credit cards, prepaid cards, international cards, and corporate cards aren't supported.