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What are Points?

Make your money go further with Current Points! You can earn points by using your Current debit or Build card in-store and online at participating retailers found in the Points view.  

Points can be redeemed for cash back, plus they don’t expire and there’s no minimum purchase amount or specific item requirements. 

To see what stores are eligible for points, tap the Points icon on the Overview tab of the Current app for an updated list of participating retailers both online and near you. Tap on View Offer next to the merchant's name to view more details. 

Earning Points

How do I earn points?

You earn points by using your Current debit card or Build card at any of the participating merchants shown in the points section of the app. Additional terms, conditions, and actions required to earn Points in each purchase may apply and may differ at each qualifying merchant. To view an updated list of participating merchants: 

  1. Tap on the Points icon on the Overview tab of the app to view a list of participating retailers near you and online
  2. Tap View Offer next to a participating retailer to learn more about the offer 

Any points you earn will be automatically applied to your account once an eligible transaction has been finalized by the merchant and settled on your account.

Do I earn points on all of my purchases?

Points are only earned on offers listed within the points section of the app.

How long do pending points take to settle?

Pending points take an average of 3-5 business days to settle, depending on the merchant. Once these points have settled, you can redeem them. The final amount of points you've earned may change once the eligible transaction has been settled. 

Redeeming Points

How do I redeem my points?

You can redeem your points for cash back and more by tapping the Points icon on the Overview tab. From there tap on the Redeem button at the top of the page. 

What happens if I don't redeem my points?

Points do not expire and you can choose to use them or save them for a larger redemption. 

Can I return/cancel a redemption?

As soon as an item is redeemed, it cannot be returned or cancelled. 

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