You can get referral bonuses by inviting your friends to join Current using the Current mobile app.
- Tap the Profile tab of your account
- Tap Invite Friends, Get $50 to find your referral code
- Tap Invite Your Contacts
You and your friend will receive $50 bonuses once they open a Current Account through your invite link, or applies your referral code, and receives a qualifying direct deposit of at least $200 within 45 days of account opening. Additional terms and conditions apply.
What's a qualifying direct deposit?
A qualifying direct deposit is a deposit made by an employer or payroll provider by ACH deposit. Transfers from Paypal, Zelle, Venmo, Square, Google Pay, Cash App, or similar peer-to-peer transfer services, one-time direct deposits (such as tax refunds), mobile check deposits, and cash loads do not qualify as a qualifying Direct Deposit.
Why haven't I received my referral bonus?
Here are a few possible reasons you or your friend didn’t get a referral bonus:
- Your friend didn’t sign up using your unique referral link, or by applying your code.
- Your friend didn't receive a qualifying direct deposit of at least $200 within 45 days of opening their account.
- We need time to process the bonus payment - we try to pay within 10 business days, but there may be unforeseen delays
- Your account is flagged or closed and you are not eligible for a referral bonus
Will Current provide tax forms for referral bonuses?
You will receive a form 1099-MISC for referral bonus and other reward amounts exceeding $600 in a calendar year for existing users. You will receive a Form 1099-INT for referee bonuses.
How can I share my referral link?
You can share your referral link via email, text message, or any of your favorite apps like Facebook, WhatsApp, and Twitter.
Is there a limit to the amount in referral bonuses I can earn?
While there is no limit to the number of friends you can refer, there is a $1000 limit on referral bonuses you can earn in a calendar year as a referrer. If you've hit your $1000 limit as a referrer, subsequent referees can still earn $50.
Where can I find the Terms and Conditions?
You can find the Terms and Conditions for Current Referrals here.