We've added the ability to create Budgets directly within the app so you can keep even better track of your spending throughout the month. Anyone can create a Budget and you can use them to track your monthly spending by category or simply your spending each month overall.
Setting this up is easy and can be done right on our app by following these steps:
- First, log into your app and tap into the Insights card to expand it
- Then scroll down a bit and tap Create a Budget
- From here you can choose the category you'd like to make a budget for, or choose Monthly Spend to set a budget for all of your transactions
- Next, you'll choose an amount by tapping one of the suggestions or using your keypad, then tap Done.
Now you'll see your Budget within the Insights card and can track your progress each month. As you swipe or use your card, the budget will update to reflect your spending and alert you when you get too close to your limit or if you go over it.
We will not decline your card if you spend too much in a given category, so you don't have to worry about that, and you can always up your budget amount if you need to.
Please note: You'll need to enable push notifications on your device to use Budgets so that we can alert you when you approach the limit or go over your monthly amount.