You can choose between two different plans when signing up for a personal checking account with Current and you can upgrade your plan at any time. The main plan features for each are listed below.

Premium Checking ($4.99/mo)

• Exclusive Premium Card
• Early access to direct deposit (up to 2 days, depending on your employer)
• 3 Savings Pods
• Budgets for each category of spending
• Spending Insights
• Gas station authorizations immediately credited
• No overdrafts or hidden fees
• Instant notifications for purchases

Basic Checking (Free)

• Free White Card
• Standard direct deposits
• 1 Savings Pod
• A budget for a single category of spending
• Spending Insights
• Instant notifications for purchases
• No overdrafts or hidden fees