You can choose between two different plans when signing up for a personal checking account with Current and you can upgrade your plan at anytime. The main plan features for each are listed below.

Premium Checking ($4.99/mo)

• Exclusive Black Card
• Early access to direct deposit (up to 2 days, depending on your employer)
• 3 Savings Pods & Spending Insights
• Gas station authorizations immediately credited
• No overdrafts or hidden fees
• Instant notifications for purchases

Basic Checking (Free)

• Free White Card
• Standard direct deposits
• A Savings Pod and Spending Insights
• Instant notifications for purchases
• No overdrafts or hidden fees