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Why did my credit score change?

As you work on building your credit, it’s normal to see small ups and downs over time. Credit scores are determined using a variety of factors based on activity across all of your credit accounts. Some of the factors used to determine your score include:

Credit Age - how old your credit accounts are

Payment History - your track record in making on-time payments

Credit Mix - the variety of credit accounts you have (i.e. car loan, credit card, home mortgage)

For more information on how to improve your credit over time, check out these blog posts:

Credit Building Timeline: How Long Does It Really Take?

Credit Mix: Using it to Build a Healthy Credit Score

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